A product of SMH Global
Recondora: Every transaction, proven.
Recondora matches cards, ATMs, instant payments and ledgers, and routes every break through maker-checker, so every number can be proven.
The problem
Why Recondora exists.
Reconciliation teams still match card, ATM, interbank and digital-payment records by hand across spreadsheets. Breaks age, disputes slip past scheme deadlines, and auditors ask for evidence that takes days to assemble.
Inside Recondora
See it working.
Real screens from Recondora, on desktop and phone.
Screens from the product, with demonstration data.
What it does
5 capabilities, one system.
Configured to your rules, with every action recorded.
Transaction reconciliation
Rule-based matching across card schemes, payment networks, digital payment platforms and interbank transactions.
Settlement & proofing
Daily settlement positions proved against scheme and network reports.
Dispute management
Claims and chargebacks tracked end to end, with deadlines and evidence attached.
ATM cash balancing
Cash replenishment, dispense and returns balanced per terminal and cycle.
Nostro / vostro reconciliation
Correspondent accounts reconciled with ageing and break reporting.
Who it is for
Who uses it.
- Banks and microfinance banks
- Card and payments operations
- Enterprise finance teams reconciling receivables
Live at Samba Bank (Pakistan) since 2023 and at Mobilink Microfinance Bank since 2026. A customised version reconciles merchant, retailer and supplier transactions for Coca-Cola Saudi Arabia.
Formerly presented as the Equine Banking Suite and Bank Reconciliation System.
Related insights
Coca-Cola Saudi Arabia: invoice and payment reconciliation, automated
Customer invoices matched against bank receipts and settlements without spreadsheets.
Samba Bank: digital-banking reconciliation and exception management
Reconciliation, ATM balancing and dispute management for a Pakistani bank.
Five signs your reconciliation will not survive the next audit
The warning signs auditors and regulators look for, and what good looks like.
Next step
See Recondora on your own data.
Tell us your country, your volumes and your deadline. We will set up a demonstration and a written scope.