A product of SMH Global
Amanova: Trusted lending, made intelligent.
Amanova runs retail and SME lending from application to final repayment, for banks, microfinance banks and fintechs.
The problem
Why Amanova exists.
Loan applications still move between branch forms, spreadsheets and email. Decisions are slow, hard to explain to a customer or regulator, and different in every country a group operates in.
Inside Amanova
See it working.
Real screens from Amanova, on desktop and phone.
Screens from the product, with demonstration data.
What it does
6 capabilities, one system.
Configured to your rules, with every action recorded.
One lending lifecycle
Origination, decision, disbursement, servicing and collections in one system.
Customer app and view
Digital sign-up and a live view of every application and loan.
Decisions with reasons
Automatic checks and credit decisions that explain themselves to staff, customers and auditors.
Staff workspace and compliance gates
Queues, approvals and regulatory gates built into every stage.
Country packs
South Asia, the Gulf and Africa, each with its regulator, identity service and credit bureau.
AI with a person in charge
Eight AI features; a person always makes the final decision.
Who it is for
Who uses it.
- Commercial banks
- Islamic banks and windows
- Microfinance banks
- Finance companies and fintechs
- Banking groups across countries
A free demo opens a fictional lender in your browser, set up for your country and role.
Next step
See Amanova on your own data.
Tell us your country, your volumes and your deadline. We will set up a demonstration and a written scope.