SMH GlobalSYSTEMS · METHODS · HUMANS
  • PakistanKarachi
  • United Arab EmiratesDubai
  • Saudi ArabiaRiyadh
  • BangladeshChannel partner
  • QatarRiyadh
  • KuwaitRiyadh
  • BahrainRiyadh
  • OmanDubai
  • Sri LankaKarachi
  • NepalKarachi
  • MaldivesKarachi
  • BhutanKarachi
  • AfghanistanKarachi
  • EgyptDubai
  • MoroccoDubai
  • TunisiaDubai
  • AlgeriaDubai
  • LibyaDubai
  • SudanDubai
  • CameroonDubai
  • ChadDubai
  • Republic of the CongoDubai
  • Equatorial GuineaDubai
  • GabonDubai
  • Central African RepublicDubai
  • DR CongoDubai
  • AngolaDubai
  • São Tomé and PríncipeDubai
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SMH GlobalA product of SMH Global

Cardvoy: Every card, accounted for.

Cardvoy tracks every card a bank holds or sends, from ATM capture or embossing to the customer, issuer or destruction.

Banking & financeSaaS · cloud · on-premises

The problem

Why Cardvoy exists.

Captured and newly issued cards move between branches, vaults, couriers and customers with little visibility. Custody gaps create fraud risk and regulatory findings.

Inside Cardvoy

See it working.

Real screens from Cardvoy, on desktop and phone.

app.cardvoy.com
Dashboard: cards in custody, SLA breaches and the AI risk radar
Dashboard: cards in custody, SLA breaches and the AI risk radar
Branch and courier view on a phone
Branch and courier view on a phone
app.cardvoy.com
Consignments: every movement between branches, card centres and couriers
Consignments: every movement between branches, card centres and couriers
app.cardvoy.com
Card record: custody, routing decision and chain of custody
Card record: custody, routing decision and chain of custody

Screens from the product, with demonstration data.

What it does

4 capabilities, one system.

Configured to your rules, with every action recorded.

01

Personalisation & issuance

Card production batches tracked from request to issuance.

02

ATM card capture

Captured cards logged at the ATM, moved under custody and returned or destroyed by policy.

03

Courier dispatch & tracking

Dispatch to couriers with agreements, SLAs and proof of delivery.

04

Consignment tracking

Every consignment traced across branches and couriers in real time.

8country packs: Pakistan, Bangladesh and the six GCC states
4languages: English, Arabic, Urdu and Bangla
0full card numbers shown to staff without dual control
1audit chain per bank, each entry sealing the one before

Who it is for

Who uses it.

  • Card operations and card centres
  • Branch networks
  • Courier management teams

Requirements proven with Mobilink Microfinance Bank and Samba Bank Limited.

Formerly presented as the Card Management Ecosystem.

Next step

See Cardvoy on your own data.

Tell us your country, your volumes and your deadline. We will set up a demonstration and a written scope.