CreditQuest
Complete Loan Origination Solution
Streamline the credit process, manage credit and operational risk and grow a profitable loan portfolio. Transform lending for the digital world, meeting the demands of customers, employees, and regulators. CreditQuest by Software Group is a proven credit risk management system that has you covered from application to disbursement.
Powerful Credit Risk Management System
A single loan origination solution that brings real results for bank teams. Trusted by leading organizations across the globe, CreditQuest provides commercial and retail loan origination, risk ratings, advanced analysis, underwriting, documentation, executive reporting, and portfolio management with a focus on the customer relationship.
Reduced turnaround time to originate and process a loan
With standardized workflow, accurate data, collaboration, and 360° degree view
Real result measured at a CreditQuest client.
Increased operational efficiency and improved profitability
Key Solution Modules at a Glance
Fully-featured, out-of-the-box, configurable to commercial, retail, SME lending
Credit Manager
- Workflow
- Credit policy
- Document management
- Memos & relationship management
Financial Analyzer
- Financial statements spreading (ratio)
- Peer group analysis
- Financial covenants tracking
- Financial projections
Rating Manager
- Obligor & facility rating (LGD, PD)
- Wide range of rating models
Portfolio Manager
- Portfolio performance
- Concentration analysis
- Exposure analysis
- Volume analysis
Mobile App
- For staff and self-origination by customers
- Integrates with DigiWave Platform
- Paperless onboarding
- Offline & online operations
Supercharge the Full Credit Risk Management Lifecycle
Fully-featured, out-of-the-box, configurable to commercial, retail, SME lending
Digital Compass for Lenders
Are your credit operations future-proof? Test your digital maturity to see how your level of automation compares to competitors. Discover new growth opportunities with real-time tips to improve your lending business.
Improve Portfolio Growth, Credit Quality & TAT
Optimize and digitize the whole credit process and exceed targets
Streamline Credit Operations
Automate routine tasks and reduce paperwork with a streamlined workflow. Use out-of-the-box capabilities – risk rating models, collateral management, automated credit memos, compliance with covenants, and more.
Control & Manage Risk
Control credit risk at the point of origination, upon individual account review, and at the portfolio level. Enforce the Bank’s credit policy and empower teams to make data-driven decisions that mitigate risk.
Grow Portfolio & Revenue per Customer
Achieve double-digit growth in cumulative customer lifetime value. Improve customer service with a unified view of customer financial data and documents.
Leverage a Single Platform
A single platform for all your business lines: SME, commercial, corporate, retail loans. Easily integrated with core banking systems.
CreditQuest Solution Overview
The complete loan origination solution by Software Group enables relationship managers, credit analysts, credit committees and senior executives make profitable credit decisions faster, achieving double-digit growth through a single platform.
Master Loan Origination Challenges with Real Results
Credit Risk Management
- Enforce Credit Policy
- Mitigate credit & operational risk
- Optimize manual, and paper processes & reduce operational costs
Business Growth
- Reduce time to approval
- Improve customer experience & retention
- Win market share and compete with alternative lending providers
Portfolio Management
- Improve portfolio management reporting
- Enhance data quality and insights
- Optimize the portfolio, avoid over-exposure